Beauty and Barber Supplies Insurance cover Canadian wholesalers engaging in beauty and barber shop supplies and cosmetics from various liability claims. We understand that wholesale suppliers work in a risky business. You never know when a product you distribute and sell to retailers could cause bodily or property damage to the user. This custom package with multiple limits allows you to choose coverages that matter to you so you can run your business smoothly without worries.

As a Canadian wholesaler, your daily operations involve many moving parts, including managing inventory, using equipment, and shipping products to your clients. Many moving parts mean the potential for things to go wrong in many areas. Beauty and Barber Supplies Insurance helps your beauty or barber supply business thrive by protecting you from risks associated with running a business, including selling products to retailers, on-site accidents, and potential lawsuits.

Beauty and Barber Supplies Insurance offers you a broad range of coverage so your business can operate without any interruption. Our coverages include:

• Commercial General Liability (CGL): This coverage shields your business from third-party claims resulting in bodily injury or property damage. Our extensive coverages include Tenants Liability and Non-Owned Auto with expanded limits of up to $5M for sales within Canada. You can also customize CGL coverage according to your needs.
• Business Contents: Supply wholesale business carries a large quantity of goods, from nitrile gloves and cotton pads to razors and aftershave. Protect your inventory, office and warehouse furniture, machinery, and more.
• Standard Endorsements: Need to modify CGL to your specific needs? Browse a list of endorsements in our application, including products compliance warranty, beauty products endorsement, and replacement cost endorsement.

Non-Owned Auto Insurance is essential for your business, as it protects you against liability arising from your employees’ vehicles. It protects the business’s vicarious liability when an employee uses their own vehicle or another vehicle for business purposes. Without it, you are exposing yourself to potential financial losses like medical expenses and legal fees if your employee gets into an accident.

Below are the business classes that qualify for our Beauty and Barber Supplies Insurance:

• Wholesale Barber Shop Suppliers
• Wholesale Beauty Shop Suppliers
• Wholesale Cosmetics Suppliers

Please note that the policy excludes these products, such as:

• Acetone-Based Products
• Drugs
• Invasive Products
• Permanent Cosmetics and Invasive Body Inks
• Pharmaceuticals
• Vitamins and Supplements
• And more.

Furthermore, products that contain specific ingredients are not eligible, including:

• Artificial fragrance
• Formaldehyde
• Parabens
• Polyethylene Glycol
• Retinoic Acid
• Triclosan
• And more.

If you sell these products or products with these ingredients, we can help you find the coverage you need. Simply contact us!

‍

The Beauty & Barber Supplies Insurance cost can vary based on factors including:

• Annual and Projected Revenue
• Applicant Details
• Claims History
• Number of Employees
• Policy Terms and Limits
• Specified Coverage
• and more

The premium starts from $29/month. Complete your online application and get a free quote within minutes! It does not cost anything or require you to proceed with the coverage once a quote is provided.

‍

You can face many risks when handling or operating a supply business that supplies cosmetics or barber equipment, such as:

Sales of goods within or outside of Canada: If you experience cargo loss, logistics issues, or damaged goods due to a natural disaster, you could be held responsible or be on the receiving end of an expensive lawsuit.

Perils: Accidents happen when you least expect them. Your warehouse and contents can be damaged or lost in a fire, flood, or theft. Damaged business property or inventory loss means the inability to distribute goods to retailers and interrupted business operations.

Accidents can happen unannounced, but preparing for them is key. Ensure your business has sufficient coverage to avoid suffering a staggering financial loss.

‍