Tenant Insurance

Coverage for renters starting at just $12 per month. Apply for your free quote 24/7 and get coverage within minutes.
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Tenant Insurance

Experience peace of mind as you safeguard your apartment, condo, or house from potential financial setback. Get coverage for your contents, liability, and additional living expenses with our Tenant Insurance.

Click “Get a Quote” today to get started.

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Coverage for renters starting at just $12 per month.
Competitive rates
Same day coverage
Electronic policy documents
Select the coverage that matters to you
Reliable underwriters
Automated renewal reminders
Additional Living Expenses

Elevate your safety net when the unexpected disrupts your home. Get coverage for extra costs while your home is under repair.

Personal Liability

Wherever you may be globally, personal liability protection ensures your coverage against bodily injury (BI) and third-party property damage (PD) claims.

Contents

Protect your valuables, including your clothing, portable electronics, jewelry, furniture, and other property on the premises like e-bikes.

How we work

Step 1

Complete Application

Step 2

Receive an Instant Quote

Step 3

Purchase Policy Online

FAQ

What is Tenant Insurance?​

Tenant insurance, also known as renters insurance, is a type of insurance policy that offers financial protection to individuals who are renting or leasing a residential property, such as an apartment or a house. While the landlord’s insurance typically covers the building itself, tenant insurance is specifically designed to cover the tenant’s personal belongings and provide liability coverage.

Why do I need Tenant Insurance?

While Canada does not mandate tenants to acquire tenant insurance, many individuals invest in it to ensure their safety and mental well-being. Having tenant insurance provides many benefits, making a comprehensive exploration of your alternatives a prudent step before determining its suitability in your specific case. Choose between basic, enhanced, and premium packages for content policy and acquire limits up to $2M liability limits.

What does Tenant Insurance policy cover?

Your Contents – Personal property coverage safeguards your belongings in the event of damage or loss, even while you’re away on vacation anywhere in the world, all due to a covered peril.

Tenant Liability Coverage – Liability coverage provides you with financial protection should you find yourself legally accountable for injuries or damages, whether bodily injury or property damage, incurred within your rented property or affecting others’ belongings (with options for common limits of $1,000,000 or $2,000,000).

Additional Living Expenses – If an insured incident renders your rented property uninhabitable, our Underwriters extend their support by covering 30 days’ worth of living expenses, ensuring you have a comfortable place to stay while you regain your footing.

Need additional coverages? Consider the following:

Theft or Mysterious Disappearance: Got valuables such as jewellery/watches, fur garments, or portable electronics devices? Consider adding special limits to ensure that you’re fully covered when accidents occur.

Special Limits: Obtain special limits such as for property of a dependent living away at school and wine and spirits.

Additional Coverages: add any coverages from freezer food spoilage to lock replacement to your Tenant Insurance policy.

Our robust application process will identify what types of coverage are relevant to your Condo Insurance policy. We understand that condo owners encounter a broad range of risks and will create a protection plan that covers you and your condo exposures.

How much does Tenant Insurance cost?

The cost of Tenant Insurance will depend on variables specific to the property:

  • Applicant Details
  • Rental property’s age
  • Claims history
  • Construction Type
  • Contents
  • Deductibles
  • Location
  • Specified Coverage
  • and more

Complete our online application and get your free quote for as low as $12 per month! Apply any time and get the right protection for your rental property today!

What kind of property does Tenant Insurance protect?

Properties that are protected under Condo Insurance include:

  • Individual or Single family
  • 2 families or roommates sharing a rental suite
  • 3 families or roommates sharing a rental suite
  • Students residing in Student Housing or University Dorms
  • Seniors living at Retirement or Long Term Care homes

Not sure if you qualify? Get in touch with us to learn more!

Comprehensive protection for tenants

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