Apply for a free ATV Insurance quote today! Whether four-wheeling or riding through muddy fields, you need protection beyond wearing safety gear or driving ATVs responsibly. Explore the outdoors with peace of mind knowing that you and your all-terrain ATV have the best insurance coverage.
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Covering your ATV is as vital as covering you. This liability coverage protects against 3rd party damage or bodily injury to someone else and helps you handle legal expenses.
Transfer risks of physical damage or loss from perils such as theft and flood to your insurer with this coverage.
Riding ATVs can be an expensive hobby with all the safety gear and equipment you use. If you are an avid rider or have expensive gear, consider adding this coverage to your policy.
Got caught in an accident? No worries, this covers expenses relating to search & rescue and injuries resulting from your riding accident.
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ATV Insurance gives you complete coverage for your four-wheeled activities. Even if you drive safely, accidents can happen every time you take your ATV out for a ride. Not only do you share the space with other vehicles, but you also encounter other people, different terrains, and even wildlife. Proper coverage is essential to minimize the risks you face outdoors to save you from financial losses. If your ATV causes accidental damage, your insurance can cover any lawsuits that may be financially challenging.
Riding ATVs can be an expensive hobby. The costs of owning one can add up, depending on the ATV model, brand, and gear. If you insure your car, why not your ATVs? Having ATV Insurance protects you from liability problems, covers your gear and accessories, and so much more.
Provincial legal requirement is another reason why you need ATV Insurance. Some provinces require you to hold sufficient insurance and carry the policy to prove that your ATV has adequate coverage. However, that may depend on whether you are exclusively riding off-road or not. Some places may not let you ride your ATV on paved roads, so check your local laws beforehand.
Your ATV Insurance policy includes a broad range of coverage, including:
Generally, ATVs are off-road vehicles that have a minimum of three wheels. However, many people associate ATVs with a four-wheeled, single-passenger off-road vehicles. In fact, there are ATVs made for two passengers featuring more or even fewer wheels. These are commonly known as quad bikes, quadricycles, or quads.
If you own a dirt bike, snowmobile, or other off-road vehicles, we can also insure them too.
No, your auto insurance policy only pertains to your licensed vehicle driving on the road. Since an ATV is considered an off-road vehicle, it requires ATV Insurance that has specific coverage in case of an accident.
The ATV Insurance cost can vary based on factors including:
Complete your online application and get a free quote within minutes! It does not cost anything or require you to proceed with the coverage once a quote is provided. You will only need to pay for the coverage you need as a part of your personalized package.
Experts recommend having insurance for your off-road vehicles all year round. That way, you get thorough and uninterrupted protection no matter what season since you never know what may transpire with your ATV in storage. While you may not need liability insurance all-year round, you should have property insurance. It could be lost in a fire, stolen, or damaged while in storage.
Another reason why you should have all-year round insurance is that your Home Insurance will not cover your ATV, so you need a separate insurance to cover your off-road vehicle.
