Snowmobile Insurance

Get the best insurance for your recreational snowmobile. Apply for a free quote 24/7 and get coverage within minutes.
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Snowmobile Insurance

Apply for your free Snowmobile Insurance quote online! Snowmobile Insurance is made in mind for those who love to travel in their motorized vehicles in the winter. Get coverage for your vehicle, yourself, and more.

Click “Get a Quote” to get started.

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Get the best insurance for your recreational snowmobile.
Instant online quote
Competitive rates
Same day coverage
Electronic policy documents
Select the coverage that matters to you
Reliable underwriters
Automated renewal reminders
Personal Liability

Cover yourself from any bodily or property claims transpiring from an accident. Add Personal Liability to your policy and get coverage for legal expenses and lawsuits.

All risk coverage

Get coverage for all the perils you encounter during your hours of exploration in the snow. Ensure your have coverage against physical loss, damage, and theft so you aren't left without your snowmobile or any compensation.

Riding Equipment & Trailer

Insure important equipment you use with your snowmobile, including helmets, googles, boots, and even tow trailers used to move your vehicle.

Accident & Rescue Benefits

Got caught in an accident? No worries, this covers expenses relating to search & rescue and injuries resulting from your riding accident.

How we work

Step 1

Complete Application

Step 2

Receive an Instant Quote

Step 3

Purchase Policy Online

FAQ

What is Snowmobile Insurance?

Snowmobiling is the perfect activity for thrill-seekers who love the winter outdoors. However, activities involving moving vehicles on a challenging terrain mean increased safety risks. If you own a snowmobile, you need to consider how to insure yourself, your snowmobile, and your passengers from any incidents that could be financially devastating. Snowmobile Insurance helps protect you, your vehicle, and your passenger from damages or loss when you desperately need it.

Why do I need Snowmobile Insurance?

Everyone wants to enjoy their recreational vehicles and cherish their expensive winter asset. Snowmobile Insurance offers protection such as repair or replacements against perils, including theft, natural disasters, and fire. Also, you can ride freely, knowing you will be covered if an accident occurs.

Not only is Snowmobile Insurance essential in helping you with lawsuits, but legally you may need the insurance if you want to use it freely. Some provinces have insurance mandates; however, rules may vary, so you should check with your local laws.

Snowmobile Insurance policy package provides all the necessary coverage for any personal injury or machine damages while handling legal liability matters. If you hold responsibility for someone’s injury or property damage, the other party may initiate an expensive and exhausting lawsuit. With the policy in force, the insurer will handle the legal costs in your place.

What does Snowmobile Insurance cover?

Snowmobile insurance packages provides various coverages, protecting you against the most likely losses.

You can include any relevant coverages or the full package, including the following:

  • All Risk Physical Damage: If your snow vehicle suffers damage or total loss due to perils like theft or collision, your insurance will cover the value of your vehicle.
  • Riding Equipment & Trailer: Accessory coverage is another excellent choice as it can ensure your gear and equipment, such as seats, helmets, eyewear, and attached trailer.
  • Personal Riding Liability: Riding a snowmobile can be more dangerous than driving a car. You’re covered if you cause an accident leading to injury and property damage to others.
  • Accident & Rescue: Got caught in an avalanche or a precarious situation? This coverage covers search and rescue operation costs and injuries resulting from riding your snowmobile.

How much coverage do I need for Snowmobile Insurance?

Your level of coverage will depend on your personal and unique circumstances, such as the value of your vehicle and how often you go riding. However, when it comes to snowmobiles, you always need that added layer of security. You never know what can transpire on those snowy, slippery roads and terrains.

We recommend getting at least personal liability coverage to protect against claims and injuries from operating your snowmobile. However, frequent riders with fancier and pricier models should invest in comprehensive coverage that includes physical damage and riding gear. Protect yourself during the off-season, your vehicles, and others around you.

How much does Snowmobile Insurance cost?

The Snowmobile Insurance cost can vary based on factors including:

  • Age of Snowmobile
  • Applicant Details
  • Claims History
  • Deductibles
  • Driver’s License History
  • Model
  • Policy Terms and Limits
  • Specified Coverage
  • And more

Complete your online application and get a free quote within minutes! It does not cost anything or require you to proceed with the coverage once a quote is provided. Customer service is our priority.

Protect your precious snowmobile

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