Our philosophy is that Financial Planning involves taking a holistic, big picture view of your lifestyle as it relates to your current finances and future goals. A complete plan will uncover what’s most important to you, and together we will build a roadmap on how to get you there.
Not everyone has the same financial goals. Each individual has their own values and things that they want to accomplish. There are a few key areas that you might want to focus on, and that’s where we can help. Certain things are more important to some people than they are to others. We believe in asking the right questions to uncover what the most important things are.
Everybody’s situation is vastly different. You should have a plan that’s unique to your situation and accomplishes the things that are most important to you. There’s a lot more to a financial plan than simply picking the “right investment,” but this is often what people focus on the most.
We’re here to help you thrive today and invest in your future.
You can get started on your financial plan right now by completing a short form to help our advisors better understand your financial situation. It takes less than 5 minutes, and after you’re done, a ReFrame advisor will give you a call to dive into the details.
To complete the form, there’s some information you’ll need to know:
Aaron explains what Financial Planning entails, and how you can use it to reach your goals.
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Book a online consultation with an advisor.
One-on-one review of your current situation.
Implementation of your personalized plan.
Wealth management services may include (but are not limited to) investment and management advice, retirement planning, accounting, and estate planning.
Comprehensive financial planning addresses many different areas. Some of these areas include but are not limited to retirement planning, insurance planning, tax planning, and estate planning.
Financial planning can refer to many different areas such as retirement planning, investments, taxes, risk management, and more. Budgeting usually refers to cash-flow – what money is coming in and where it is being distributed to.
There are several different compensation models that advisors use in Canada. The most common method is by receiving a trailer, which is a small percentage of their assets under management. Some advisors choose to be compensated by a fee for creating a financial plan, but then have little or no follow up after they are compensated.
Financial planning plays an important role in your overall mental health and well-being. It is a tool that can vastly improve your financial situation by uncovering what is most important to you and creating a plan on how to achieve it. The essence of financial planning is creating peace of mind.
Studies show that people who utilize a financial planner will often have more savings for their retirement. As you age, your financial situation will often become more complex due to children, houses, extended family, debt, retirement, risk management and taxes.
A good financial planner will mitigate your risks by implementing a plan that addresses your most pressing financial issues.
