Receive an instant free Boat Insurance quote that you can purchase online today. With affordable prices, we provide coverage from reliable marine underwriters and boat insurance companies.
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Purchase your insurance coverage online for Protection & Indemnity, which is the most vital aspect of protecting your marine vessel.
Any damage that could occur to the motor, sails, or to your vessel itself can be protected and included with your boat insurance policy.
We also offer standard liability coverage for your boat but you may also receive a quote for the potential risk of pollution that operating your boat can generate.
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Your motorized watercraft may be subject to liability or damage, which is covered by a Boat Insurance policy. Even if the boat is on a hitch in your backyard, it’s usually separate from a Homeowners Insurance policy.
A Boat Insurance policy has two primary functions, depending on the degree of protection you select for your boats. It covers losses or destruction to the boat and injuries or damages to third parties resulting from boat usage.
A Boat Insurance policy provides financial stability. Generally, you are obligated to have an actual cash value policy. If an accident occurs while you have the required insurance, your insurer will compensate you for the remaining amount. However, without insurance, you can be forced to pay for everything, including legal fees, medical expenses, and damages to your boat/yacht or another person’s boat.
Like any motor vehicle, operating a boat comes with many risks you want to protect against. Since you naturally ensure your car, why not your boat, which encounters more risk? While your homeowner’s policy may partially protect your boat, a specialized marine insurance policy provides additional coverage for specialized protection.
Also, if you have a loan to purchase the boat, your lenders will require you to carry insurance.
Basic Boat Insurance coverage provides financial security against dangers common to boat owners. However, Boat Insurance policies do not cover wear and tear, rusting, inadequate maintenance, harm from mildew or animals, and mechanical failure. Depending on your needs, Boat Insurance quotes will have different coverage limitations.
Typical provisions of Boat Insurance coverage include:
Physical damage insurance assists you in the replacement cost coverage of your watercraft if it is damaged as a result of:
Some insurance plans could even protect your personal watercraft from risks while it’s being stored and carried on land.
During boating, liability insurance can cover any damages or loss you may cause to someone else’s property. Typically, this form of coverage consists of two parts:
Imagine if a boat accident leaves you or your companions hurt. Medical cost insurance may assist in covering additional costs like medical costs, prescriptions, or X-rays.
The Boat Insurance cost will depend on the following factors:
We can offer terms with competitive premiums annually with same-day coverage you can count on. Complete our online application and get your free quote e-mailed within minutes!
Please note that completing our online insurance application does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our priority.
Our Boat Insurance covers an array of pleasurecraft that is for personal use.
Eligible vessels include:
In short, yes. Like any watercraft or pleasurecraft, you should obtain insurance coverage for bodily injury and damages to others and your property. However, you should particularly get Yacht Insurance, as yachts are larger and used for travels into international waters or rougher seas. In addition, yachts have more risk exposure than smaller watercrafts less than 27 feet long.
