Apply for your free Dirt Bike Insurance quote online! Dirt Bike Insurance is designed especially for owners of off-road trial bikes, motocross, and dirt bikes. Get coverage for personal liability, all risk, riding gear, and more.
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You take pride in riding and taking care of your off-ride bike, but liability claim fees can be expensive. Dirt Bike Insurance can protect you against liability claims such as bodily injury or property damage.
The dirt bike you use is a valuable asset. Get coverage for physical damage or loss at the best rates. Ensure you include your VIN while binding.
Protect your precious gear you use while riding your bike. Riding gear and equipment can include helmets, motocross pants, and riding camera. If you have no need for them, no problem!
Accidents happen. This coverage provides protection relating to search & rescue and injuries due to your riding accident.
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Whether you ride your bike every day or as a hobby, having insurance for something that matters gives you peace of mind. Dirt Bike Insurance coverage aims to ensure that you have the protection you need when you need it most. Like your car insurance, Dirt Bike Insurance is specialty insurance that covers you and your off-road bikes against accidents, losses, and perils such as theft.
It is wise to financially protect a valuable asset like your dirt bike from the risk of loss and the numerous risks associated with owning and using one when riding on and off the road. For example, if you rode a dirt bike into a car, person, or property and were responsible for the damage, be prepared to pay out-of-pocket. With a liability policy, the cost of the accident associated with damaging another vehicle, or worse, injuring a passerby, is covered by your dirt bike insurance carrier, similar to when you cause a collision with your car.
Your comprehensive Dirt Bike Insurance policy includes different types of coverage, including the following:
Third-Party Liability Insurance: This coverage protects you from legal liability for possessing or using your dirt bike and other off-road bikes, including physical harm (ex., wrongful death) and property destruction to third parties.
Physical Damage Insurance: Your dirt bike is covered by physical damage coverage if lost or damaged due to a collision, fire, theft, transit, or other covered perils.
Riding Gear and Equipment Coverage: The cost of any additional equipment fitted and factored into the insurance policy coverage limit will have coverage. We strongly advised taking and saving images to prove the presence of the extra equipment and retaining the gear’s receipt for proof of purchase.
The specifics of your dirt bike and other motorbikes will have an impact on your policy. The Dirt Bike Insurance cost can vary based on factors including:
Complete your online application and get a free quote within minutes! It does not cost anything or require you to proceed with the coverage once a quote is provided.
In the eye of insurance, dirt bikes and motorbikes are not synonymous. Dirt motorcycles are not regarded as road-legal and are designed for off-road uses; therefore, typical motorcycle liability coverage will be insufficient for safeguarding off-road bikes against accidents on public roads. While you are not required to have an insurance, it is a huge risk to not have a policy in place. As a dirt bike owner, you will want Dirt Bike Vehicle Insurance that better fits your riding needs; the policy is also cheap, so it is a win-win situation.
