Microblading Insurance provides broad coverages for microblading professionals and other beauticians with their day to day operations. Whether you receive professional liability claims, complaints about slip and fall, or even baseless claims, Microblading Insurance has you covered.

Standard limits for a liability policy range from $500,000 to $5,000,000 depending on your business operations and requirements.

We highly recommend obtaining Microblading Insurance as damages arising from liability claims can be quite costly. Microblading Insurance protects you from third-party claims, out-of-court settlements expenses, litigation, and judgments awarded by the courts. If damages are filed against your organization or you, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

Other reason why you need this insurance includes:

• Allergic Reaction: Your clients may have itchy rash, swelling, or other reactions to your pigments during or after the treatment. Having an awareness of potential allergic reaction can save time and headaches for you and your client. Ensure you ask your client about their history of prior reactions.
• Chemical Burns: Sometimes your sessions will involve chemical peels. While you may have specialized training and knowledge to safely apply them to your clients, remember that it is possible that they may experience chemical burns.
• Infection: It is essential all the tools and equipment are sterile before your microblading session with your client. Even if the tools have been sealed, there are still chances of contamination.

Professional Liability Insurance Microblading Insurance policy can be customized to suit your unique business needs, whether you own salon suite or have specialty in other areas of the beauty and spa industry. Coverage options you can expect to see in Microblading Insurance policy package include:

• Professional Liability Insurance: Professional Liability Insurance is also know as Errors and Omissions (E&O) Insurance. This coverage protects you from alleged negligence, misrepresentation, and malpractice claims by your clients.
• Content Coverage: Microblading professionals and beauticians use a variety of tools such as stencil, gloves, and overhead light. This type of property insurance covers your property inside from covered perils such as a fire or flood. Whether you own a clinic, rent a unit, or work at your client’s home, this coverage is essential for you.
• Commercial General Liability Insurance (CGL): Commercial General Liability Insurance  protects Microblade professionals from client injuries such as slips and falls, cuts, or an eye poke. If your client sues you for injuries at your salon, the liability insurance can cover your medical bills and legal fees. Available limits range up to $150,000 for selected operations.

Additional coverages you may want to consider for your Microblading Insurance package:

• Cyber Liability Insurance
• Commercial Auto Liability
• Business Interruption
• Home Business Insurance
• Product Liability Insurance
• Stolen Equipment Coverage

Microblading Insurance is highly recommended for all beauty and microblading professionals providing services from home, clinics, or through freelancing, including:

• Beautician
  • Eyebrow/eye lash technicians
  • Microdermabrasion
  • Manicure, pedicure, gel nails
  • Microblading artists
• Barber
• Ear piercing
• Laser hair removal technicians
• Massage
  
  • Chinese
    
  • Connective Tissue
  • Deep Tissue
  • Swedish
  • Remedial
  • Thai
• Microblading clinic owners
• Permanent makeup artists
• and more

The Microblading Insurance cost will depend on certain variables, including:

• Annual and projected revenues
• Claims history
• Complete list of operations
• Deductibles
• Limit of liability
• Number of employees
• Policy terms
• Specified coverages
• and more.

We are able to offer terms with premiums as low as $50 monthly coverage. Apply for a free quote today and get same-day coverage!

Please note that completing our online application does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.

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We will review your insurance policy application and determine what coverages are best for your microblading operations. We will ensure you and your company are protected against liability claims for BI and PD arising out of premises, operations, products, and completed operations.

Unfortunately, yes, you still need Microblading Insurance. While your Home Insurance may cover third-party physical injury and property damage, it does not extend to business operations.

Purchasing business insurance such as Microblading Insurance offers relevant coverage that pertains to your permanent makeup and beauty services. We can tailor the microblading insurance policy to your budget and specific needs without worrying about whether you have gaps in your coverage. Most importantly, you will be carrying liability insurance coverage that will cover you in the event of an accident, which Home Insurance lacks.

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You could be held liable without proper insurance if your client did not follow your professional advice. This is why you should have Microblading Insurance, as it protects you from negligence and alleged bodily injury claims under the Professional Liability coverage/ E&O coverage. You will also be provided with a legal defense team if your client sues you or take you to court.