For employees

More Flexibility and Extra Coverage

‍Flexible spending accounts give you the freedom to choose benefits that fit your lifestyle and health needs. Instead of being locked into a one-size-fits-all plan, you can use your account for the services and wellness options that matter most to you. This means more coverage where you need it, less waste where you don’t, and the ability to take a proactive approach to your overall well-being.

• Coverage for Dependents - Coverage is not limited to children and spouses, and can include elderly care, pet insurance, and any other dependents.
• RRSP & TFSA Matching - If your company doesn't do TFSA & RRSP matching, you can claim your contributions through the wellness plan and get reimbursed.
• No Time Regulation - With traditional plans, there are time regulations around receiving a benefit every x number of months only - with a wellness plan, you can utilize it whenever you see fit.
• Top Up Your Coverage - Add onto the amount covered under your standard benefit plan to get extra coverage on things like dental and health.
• No Maximums - There are no maximums set on how you allocate the spending account, which means you can spend it across a variety of things, or cover the entire cost of something.
• Wellness Items - Utilize your spending accounts to cover wellness costs such as gym memberships, yoga passes, daycare, vitamins, and other purchases that promote healthier lifestyles.