Wedding Insurance

Coverage for your special day. Apply for a free quote and get coverage within minutes.
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Wedding Insurance

Ensure that nothing unexpected ruins one of the most important day of your lives with a Wedding Insurance policy. This plan provides coverage for the important things before, during, and after the wedding such as rings, gifts, honeymoons, and bridal attire.

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Coverage for your special day.
Cancellation Expenses
Rings, Cake & Flowers
Wedding Gifts
Honeymoon Cancellation
Loss or Damage to Bridal Attire Venue Liability
Liquor / Alcohol Liability
Rings & Wedding Gifts

Physical loss or damage of items such as rings, wedding presents, flowers, bridal attire, cakes, and more can be included in your wedding insurance package to protect things that are crucial to your wedding.

General Liability

Commercial General Liability (CGL) covers the couple from third party property damage (PD) or bodily injury (BI) claims that could occur during the wedding reception or the ceremony.

Cancellation Coverage

This will ensure reimbursement of any deposits paid or contracts committed to, if there were to be an unexpected wedding cancellation.

Liquor Liability

If alcohol is being served at your wedding reception, we can provide Host Liquor Liaility which extends the coverage to the bemue as an "Additional Insured" (included free of charge)

How we work

Step 1

Complete Application

Step 2

Receive an Instant Quote

Step 3

Purchase Policy Online

FAQ

What is Wedding Insurance?

Wedding Insurance aids you in case any accidents occur during your event. This policy also provides coverage if you need to cancel or postpone the event due to special circumstances, as well as your wedding jewelry.

Why do I need Wedding Insurance?

A wedding day is one of the most precious and significant days for you and your partner. Something important should not be left to chance and outside of your control, especially the amount of investment that goes into this event. The last thing you want is to run into issues during your engagement party, wedding, or reception. Ensure your wedding goes according to your plan by getting our Wedding Insurance package.

What does Wedding Insurance cover?

Our Wedding Insurance package includes various forms of insurance, including the following:

  • Bridal Attire: We understand that wedding dresses can cost a fortune! This coverage will protect your dress from loss or damage once it’s in your care/custody.
  • Commercial General Liability (CGL): This third-party coverage protects your wedding from property damage and bodily injury during the ceremony, reception, and more.
  • Host Liquor Liability: If you serve alcohol at your event, you will need this coverage. The only requirement is a bartender with a “Serving-It-Right” license for potential liability claims involving alcohol consumption.
  • Rings/Wedding Bands: Rings and bands are a well-loved component of weddings worldwide. If you are planning on exchanging rings, you should include this coverage to protect them from physical loss or damage. The best part? You will get protection 7 days before your wedding.
  • Rented Property & Equipment: Venue and equipment rentals are typical for weddings, including tents, tables, speakers, and other temporary setups. If this is a part of your wedding, consider this coverage.
  • Wedding Cancellation: Nobody wants to cancel their wedding if they have a choice, but we understand that life is full of unexpected events. Get this coverage, and your venue reservation, deposits, and other expenses will be covered.
  • Wedding Photos & Videos: Sometimes, photos and videos do not work out the way they should. This coverage covers additional expenses involving retakes and your photographer not showing up on your wedding day.
  • And more.
How much does Wedding Insurance cost?

The Wedding Insurance cost can vary depending on a number of factors specific to your wedding, including:

  • Number of Guests
  • Location
  • Venue
  • Policy Limits
  • Presence of Alcohol/Liquor
  • Type of Coverage
  • and more.

Get a free quote by completing our online application for as low as $250! It does not cost anything, nor do you have to commit to proceeding with coverage. Customer service is our priority.

I lost my wedding ring. Will insurance cover it?

Thanks to the ever-expanding insurance options, you can rest assured about your ring’s coverage.

For one-of-a-kind and expensive jewelry, you need the right engagement ring insurance to help secure you against the unforeseeable. While your standard homeowners’ insurance policy may not cover your ring, your Wedding Insurance will, which is why you need one.

Does Wedding Insurance cover liquor liability?

While an open bar sounds like a fantastic time for a wedding, you should consider liquor liability insurance coverage in case things go awry.

This can proffer excellent protection against any financial consequences of property damage or bodily injury claims to a third party arising from some alcohol-related incident.

You can always expect guests to have a drink or two at the wedding; however, it is essential to understand that alcohol can lead to risky incidences, especially if you have particularly testy guests with a penchant for alcohol.
If any unexpected or unwanted situation arises, you can relax knowing you have the coverage.

Coverage for your special day.

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